Team Universal Built on Trust. Driven by Integrity. Powered by People. Finance Made Easy For Your Home, Your Business, Your Future. Guiding your dreams to success Not your traditional accountants, but the best partners you'll ever have. Team Universal Make Us Your Dream Team for 2025 and beyond. Let’s Grow Together. From tax returns to business dreams Team Universal is ready to guide you every step of the way. From one accountant in 2010 to a powerhouse team today We’re growing, evolving, and leading the way.

Starting a new business is an exciting journey, and we’re here to make it seamless. From choosing the right business structure to registering with the relevant authorities, we handle every detail so you can launch with confidence and compliance.

We provide comprehensive accounting solutions tailored to your business needs, from day-to-day bookkeeping to complex financial reporting. Our experienced team ensures your records are accurate, compliant, and up-to-date, giving you the insights you need to make informed decisions and drive your business forward.

Our professional bookkeeping services free you from paperwork, ensuring every transaction is recorded accurately and your accounts are always up to date. With us handling your books, you can focus on growing your business with confidence.

Choosing the right structure is crucial for tax efficiency, liability protection, and future growth. We help you weigh your options—sole trader, partnership, company, or trust—and set up your business for long-term success.

We simplify payroll management, making sure your employees are paid correctly and on time, every time. From PAYG calculations to superannuation compliance, we handle it all so you can focus on your team.

Growing and scaling a business requires more than just ambition—it demands expert insight and strategic planning. Universal Business Group’s business consultation service offers the guidance you need to structure, expand, or pivot your business with confidence. We work alongside you to identify opportunities, overcome challenges, and implement best practices that drive sustainable growth.

Our consultants bring deep industry knowledge and a practical approach, helping you streamline operations, improve profitability, and future-proof your business. With Universal, you gain a trusted advisor dedicated to your business’s ongoing success.

Strategic tax planning is key to minimising liabilities and maximising your after-tax income. We work closely with you year-round, keeping you ahead of legislative changes and proactively recommending strategies that protect your wealth and support your goals.

Staying compliant with both the ATO and ASIC is essential but can be time-consuming and complex. Universal Business Group manages your statutory obligations, from annual ASIC filings to ongoing ATO compliance requirements. We keep your business records up to date, monitor deadlines, and ensure all necessary documents are lodged accurately and on time.

Our proactive approach means you’re always ahead of regulatory changes and potential issues. With Universal, you can trust that your compliance is handled professionally, leaving you free to focus on growing your business.

Whether you’re buying your first home or refinancing, our mortgage specialists find the best loans to suit your needs. We guide you through the process from application to settlement, making home ownership simple and achievable.

Build your wealth with tailored investment property finance. We help you secure loans that match your investment strategy, with expert advice on structure, features, and tax implications.

Upgrade your equipment, vehicles, or machinery without straining your budget. Our asset finance solutions offer flexible terms and competitive rates, so you can keep your business moving forward.

Fuel your business growth with the right finance solutions. We connect you with a range of lenders and negotiate competitive terms, helping you access the capital you need to expand, invest, or manage cash flow.

Building your dream home or developing property requires specialised finance solutions. Universal Business Group offers expert guidance on land and construction loans, ensuring you have the right funding at every stage—from purchasing your block to progress payments during the build. We work closely with you and your builder to make the process clear, efficient, and stress-free.

Our team helps you understand the unique features of construction loans, such as drawdowns, interest-only periods, and staged payments. We compare lenders, negotiate terms, and manage all the paperwork, so you can focus on bringing your vision to life. With Universal, your project is supported by experienced professionals every step of the way.

From renovations to consolidating debt, our personal loan solutions are designed to give you financial flexibility. We compare lenders, secure the best rates, and provide clear guidance every step of the way.